Rules of the Roth

🖨 Print⏱ 4 min readWith a Roth IRA, the owner can make limited contributions each year. In 2025, the limit is $7,000; $8,000 if age 50 or older. Only people who earn less than $150,000 (single filers) or under $236,000 … Continue reading →

🖨 Print⏱ 4 min readWhether you file your income tax return early or at the last minute, there are ways to simplify the process and reduce what you owe – or even increase your refund – before the deadline. Filing … Continue reading →

🖨 Print⏱ 5 min readStep 6: Looking to Legacy Planning to Address Future Needs of Family How do you want to be remembered? People often view their legacy as a way of disseminating assets to charitable venues to be remembered … Continue reading →

🖨 Print⏱ 5 min readStep 5: Estate Plan The value of an estate plan is twofold. Yes, you want to pass your assets on to heirs in a seamless and tax-efficient manner. But it is also a roadmap to help … Continue reading →

🖨 Print⏱ 5 min readStep 4: Putting Together a Health Plan Planning for healthcare in retirement is a tricky business. Some hardcore smokers live past 100, while some hardcore exercise and fitness gurus drop dead in their sixties. You just … Continue reading →

🖨 Print⏱ 4 min read Step 3: Develop a Financial Plan We all have a different vision for our golden years – and we are also on individual financial tracks to meet our financial goals for retirement. But if you’re … Continue reading →

🖨 Print⏱ 3 min readStep 2: Clarify Goals You’re never too young to start a bucket list. That’s because some things (such as bungee jumping) you probably want to knock out in your twenties. Women may want to have children … Continue reading →

🖨 Print⏱ 5 min readStep 1: Develop a Budget Once you are truly good and retired – no phase-out, no gig jobs, no income-earning hobbies – most people end up living on a “fixed income.” While that income may fluctuate … Continue reading →

🖨 Print⏱ 5 min readThere are many steps to planning for retirement. Some are legal and financial, some are about communication, and some involve introspection – thinking about your life now and how you want to live the rest of … Continue reading →